In some situations, the children may be so close to 18 that it’s still worthwhile to delay.

Explanation 1: For PP, Schedule 2, Clause 10 applies regardless of whether the applicant is claiming after the birth of their FIRST PP child or a SUBSEQUENT PP child.You can file online using the Online Claims System at: or call the UI Center and file with a claims specialist.Do not delay in filing your initial claim application.And the availability of dependent’s benefits can significant diminish the benefit of delaying Social Security; while delaying does increase the individual’s benefits in the future, along with potential survivor benefits, waiting may also permanently forfeit children’s benefits that won’t be available down the road (as the children may be too old by the time the retiree reaches age 70).In light of this situation, planning for Social Security benefits with “young” children in the home (those under age 18) needs to be done more carefully.Medicare Part A counts as minimum essential coverage and satisfies the law that requires people to have health coverage.For additional information about minimum essential coverage (MEC) for people with Medicare, go to our Medicare & Marketplace page.